United Bank for Africa (UBA) has made it easier for its clients to perform various banking operations via USSD codes on all mobile networks in Nigeria. You will need the phone number associated with your UBA profile, any mobile device, the last four digits of your ATM card or BVN, and magic banking to enable this kind of banking for your UBA account.
You will learn how to activate the UBA Nigeria USSD codes for checking account balances, paying bills, ATM cardless withdrawals, and more in this mobile banking guide.
Related:
How to Become MTN MoMo Agent in Nigeria
How to Send and Request Money on Abeg App
Zenith Bank Nigeria USSD codes for Money transfers, Purchases, checking balances, and more
Contents
How to register and activate UBA Nigeria USSD codes on your mobile network
To use the UBA magic mobile banking channel, you must first register and activate it on your phone. To activate and use UBA mobile banking without an ATM card, dial *919# and follow the on-screen instructions to get the PIN to enable UBA mobile USSD banking on your number.
- Dial *919# on the mobile number associated with your bank.
- Choose Option 1 to register for the UBA USSD code.
- Select between enrolling with a NUBAN account number and registering with UBA Prepaid.
- If you are a UBA prepaid user, select “Prepaid With PIN.”
- Select “Account with PIN” if you are not a prepaid subscriber.
- Type in your 10-digit account or prepaid number.
- Create your unique banking PIN. For this, you’ll need the last four digits of your ATM card or BVN.
- Confirm your PIN to finish the registration.
Table Summary: Common Banking Services You Can Perform Using UBA Nigeria USSD Codes
Services | USSD Code |
Check UBA Account Balance | *919*00# |
Buy Airtime for self | *919*amount# |
Buy Airtime for others | *919*phone number*amount# |
Transfer money to UBA Account | *919*3*account number*amount# |
Load UBA Prepaid Card | *919*32# |
Transfer money from UBA to Other banks | *919*4*account number*amount# |
Pay Bills | *919*5# |
UBA ATM Cardless Withdrawal | *919*30*Amount# |
Airline Ticket Menu | *919*12# |
How to check UBA account balance using USSD code
To check your UBA account balance using code, simply dial *919# on the network linked to your UBA account.
- On the welcome page type 1 to continue
- Then enter your PIN to finalize the process.
- Your UBA account balance will be sent to your mobile line.
Note: A service charge of N6.98 will be applied to your bank account for services performed using USSD code.

How to transfer money from UBA Nigeria account using USSD code
To transfer money from your UBA Nigeria account to another UBA Nigeria account:
- Dial *919*3*account number*amount# from the phone number you registered with UBA.
- Follow the steps on your screen to complete the process.
Note: A service charge of N6.98 will be applied to your bank account for services performed using the USSD code.
How to transfer money from UBA Nigeria account to other banks
To send money to other banks like GTB, Access bank, Zenith bank, etc.
- Dial *919*4*account number*amount# from the phone number you registered with UBA.
- Complete the step by following the prompt on the screen.
Note: A service charge of N6.98 will be applied to your bank account for services performed using USSD code.
How to buy airtime from UBA using USSD code
UBA Airtime top-up for self: To buy airtime for yourself from your UBA account
- Dial *919*amount# on your registered mobile line e.g. *919*1000# to buy 1000 Naira airtime on your phone.
- Enter your PIN and proceed to complete the transaction.
UBA Airtime top-up for others: To buy airtime for another person from your UBA account
- Dial *919*Phone Number*Amount#.
- Select 2 for airtime transfer to others.
- Enter your PIN and proceed to complete the transaction.
A service charge of N6.98 will be applied to your bank account for services performed using the USSD code.
Conclusion
We hope this article has been helpful, share with us your experience with using UBA Nigeria USSD Codes in the comments below or via our social media platforms.