PayAttitude: How to deposit and withdraw money, POS, USSD & more

PayAttitude Money Transfer Nigeria -
- Advertisement -

PayAttitude is a digital payment platform run by the Nigerian Interbank Settlement System (NIBSS) that lets people use their mobile phones to make payments and do business. With PayAttitude, users can pay for goods and services, transfer funds, and access a range of financial services through their mobile phones, without the need for a bank account or credit card. The PayAttitude platform is designed to be convenient, secure, and accessible, and is available to anyone with a compatible mobile phone and network coverage.

- Advertisement -

In this article, you will learn how to fund your PayAttitude account, withdraw cash from PayAttitude, pay with PayAttitude, access PayAttitude POS services, and much more.

Banks With The Best Domiciliary Account Services In Nigeria
How to Block Your Bank ATM Card in Nigeria if Stolen or Lost
Zenith Bank Nigeria USSD codes for Money transfers, Purchases, checking balance, and more


How does PayAttitude work?

PayAttitude Money Transfer -
Image source: PayAttitude

PayAttitude is a multibank USSD and application that aims to make transactions at POS, ATMs, the internet, and between people easier. You just need your phone number.

You can connect your PayAttitude account to your debit or prepaid card. This will make transactions simpler to complete, both with and without an internet connection.

Once you’ve signed up for PayAttitude, you can easily and securely conduct transactions for yourself or with a friend by just entering your phone number at the POS or ATM.

The same method applies to online and mobile transactions. You have to enter your 6-digit PIN on your own device before the transaction can be approved.

Is PayAttitude safe to use?

Video source: PayAttitude

Yes, it is. Payattitude operates on a platform that is EMV and PCI DSS certified.

Payattitude Global is incorporated and has a payment service license. The Central Bank of Nigeria (CBN) awarded this license in 2013.

PayAttitude also has a patent that lets it use cutting-edge technology and methods that let phone numbers be used for a variety of transactions that can be accessed through ATMs, POS terminals, and the internet.

How to Download the PayAttitude mobile app

If you have an Android smartphone, go to the Google Play Store and download and install the PayAttitude mobile app.

PayAttitude can also be downloaded and installed via the Apple App Store by iPhone users.

How to Fund Your PayAttitude Account

There are many methods to fund your PayAttitude account. This can be achieved by linking your ATM card to your PayAttitude account, transferring money from one of your bank accounts and choosing PayAttitude as the receiving bank, or depositing money at a PayAttitude POS outlet.

Here’s how you use a POS agent to credit your PayAttitude account:

  1. Visit a PayAttitude POS agent
  2. Give hand over the cash to the agent
  3. Provide your PayAttitude account details to the agent
  4. The agent will send the money from his/her PayAttitude account to yours

Steps to request money from other users on PayAttitude

  • Log into your PayAttitude account
  • Click on the account to transact with and select request payment
  • Input the amount you want to request
  • Add a short description
  • Click on add payer. Provide the phone number of the person you’re requesting money from
  • Alternatively, you can select a number from your contact list
  • Click on the “Send Request” button

How to send money on PayAttitude

  1. Log into your PayAttitude account
  2. Click on the account to transact with and select transfer
  3. Input the amount you want to transfer
  4. Add a short description
  5. Click on add payer. Provide the phone number of the person you’re sending money to
  6. Alternatively, you can select a number from your contact list
  7. Click on the “Send Payment” button and provide your PayAttitude PIN

Steps to make payments online with your PayAttitude account

You can also use your PayAttitude account to pay for goods online if PayAttitude is listed among the payment methods.

  • Select the item you want to pay for
  • Click on PayAttitude 
  • Input the phone number linked to your PayAttitude account
  • Click on pay
  • Now open your PayAttitude app or swipe up for any notification
  • Click on the notification
  • Select the PayAttitude account to debit the payment from 
  • Input your transaction PIN to approve the web payment

How to withdraw money from PayAttitude (through POS outlet)

  1. Visit any PayAttitude POS outlet close to your location
  2. The agent will ask for your phone number and the amount you want to withdraw
  3. Approve with your PIN, which will be requested on your phone
  4. Your account will be debited and the agent’s account will be credited
  5. The agent will give you the exact amount deducted from your account

Alternatively, you can get the agent’s bank account information and transfer funds to him/her directly from your PayAttitude account. When it arrives, the agent will hand you the cash, and your withdrawal will be completed.

USSD code for PayAttitude

Dial *569# from your dialer app. You can buy airtime, transfer money, play “Who Wants to Be a Millionaire?” and much more from there.


That is all the information we have on PayAttitude for you. I hope you find this information useful. Please don’t forget to like and share on your social media platforms.