Ensibuuko crop insurance is a product of Ensibuuko company that covers crop loss due to climate change using digital tools. The company uses satellite and Global Positioning System (GPS) to monitor weather changes in the insured areas. This is how you can sign up for Ensibuko Crop insurance.
How Does Ensibuuko Crop Insurance Work?
Ensibuuko offers crop insurance services against weather conditions on behalf of the Agricultural Consortium which is made up of 11 licensed insurance companies.
All Ensibuuko activities like signing up, payments, and compensations are digitalized. No documentation is needed.
Farmers receive compensation of up to UGX 290,000 for every acre in a given season depending on crop loss due to drought or heavy rains.
The insurance policy is available for both cash and food crops that yield in four months. However, if the crop matures after two seasons, then the farmer will need to pay insurance twice to compensate for both seasons.
Farmers are compensated between 14 to 30 days after the season has ended.
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How to Insure Crops with Ensibuuko
1. Dial *284*10# to access the Ensibuuko insurance menu.
2. Enter the subscribing number. (This is the farmer’s contact that is registered on mobile money).
3. Select the crop you are insuring. If the crop you want to insure is not listed, choose Other.
4. Enter the number of acres you are willing to insure. Ensuring each acre will cost you 30,000 per season. If your farming area is below an acre then you cannot use this service. You should not exceed 166 acres.
5. Select a suitable answer depending on your plans to insure another crop.
6. Enter yes or no to answer if you were referred by someone.
7. Payment information will be displayed. Confirm with Mobile Money PIN.
8. Ensibuko agents will contact you shortly to conclude your insurance profile.
NOTE: Ensibuuko highly recommends its customers insure crops before planting them.