How to Check and Apply for GTBank Quick Credit Loan

GTBank Quick Credit Loan - ugtechmag.com
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GTBank has made its Quick Credit loans very accessible and rapid for clients.

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A bank loan might be useful when you need to undertake particular tasks. Do you want to build that house, acquire a new car, establish or develop a business, or launch a personal project? Most of these things need an initial investment. A loan enables you to do these, and you can repay it over time (with interest).

The Quick Credit loan is a non-collateralized, quick loan that GTBank clients can apply for. The interest rate is 1.5% each month. It is available to both salaried and non-salaried individuals. The lowest loan amount is ₦5,000 and the maximum loan amount of ₦5,000,000. You can repay the Quick Credit over a period of 6 to 12 months.

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In this post, I’ll go over most of what you need to know about the GTBank Quick Credit loan, what you need to do to be eligible, and how to apply. 

GTBank Quick Credit Loan Eligibility

A GTBank customer must satisfy a few requirements before they may apply for a Quick Credit loan. Maintaining a minimum monthly lodgment of N20,000 or generating a minimum net monthly wage of N10,000 is one of them.

Others include:
– The consumer not having a history of bounced checks
– Having good credit reports, and
– Not owing any money.

How to Apply for the GTBank Quick Credit Loan

To apply for a Quick Credit loan using your mobile GTWorld app, follow the steps below.

  • Launch the GTWorld mobile application (available for iOS or Android)
  • Select “Apply for Loans.
GTBank Quick Credit Loan - ugtechmag.com - 1
GTB Mobile app
  • Choose Quick Credit.
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Checking Quick Credit for eligibility
  • It shows you if you’re eligible or not. If you are, complete the steps to secure a loan.

How to apply with the Quick Credit USSD Code

An alternative to applying for this GTBank Quick Credit loan is using the USSD code. This option is for those who do not have the GTBank mobile app or an internet-enabled device. Follow the steps below to apply for a Quick Credit loan using the USSD code.

  • Dial *737*51*51#.
  • It shows you if you’re eligible or not.
  • If you are, follow the prompts to apply for a Quick Credit loan.

That’s pretty much all you need to know about this loan.