The bank USSD codes are for every bank in Nigeria and everyone who has an account with any of them. Bank transfer codes are a quick, fast, safe, and cost-effective method to access your bank account on a regular basis using your mobile phone without needing internet data using USSD.
Banks in Nigeria have made it simple for their consumers to conduct different financial operations by using USSD codes on all Nigerian mobile networks.
This article contains a list of major Nigerian bank USSD codes for checking account balances, paying bills, making ATM cardless withdrawals, and other services.
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Contents
List of top Nigerian bank USSD Codes
Here is a list of USSD transfer codes you can quickly access for some of the major banks in Nigeria.
| S/N | All banks in Nigeria | USSD transfer code |
| 1 | Access Bank USSD transfer code | *901# |
| 2 | UBA Nigeria Transfer code | *919# |
| 3 | Stanbic IBTC Bank Transfer code | *909# |
| 4 | Sterling Bank transfer code | *822# |
| 5 | Fidelity Bank transfer code | *770# |
| 6 | First Bank transfer code | *894# |
| 7 | FCMB bank transfer code | *329# |
| 8 | Polaris Bank transfer code | *833# |
| 9 | GT Bank USSD transfer code | *737# |
| 10 | Eco bank | *326# |
| 11 | Zenith Bank USSD transfer code | *966# |
| 12 | Wema Bank transfer Code | *945# |
| 13 | Unity Bank Transfer code | *779# |
| 14 | Heritage Bank USSD transfer code | *745# |
Access Bank Nigeria USSD Code
The official Access bank USSD banking code for transferring funds is *901#; however, we have supplied other codes to make your transactions quicker and less time-consuming.
| S/N | Access Bank USSD features | Access Bank USSD codes |
| 1 | Airtime for self: | *901*Amount# |
| 2 | Airtime for others: | *901*Amount*Phone Number# |
| 3 | Account Opening: | *901*0# |
| 4 | Data Purchase: | *901*8# |
| 5 | Balance Enquiry: | *901*5# |
| 6 | Fund Transfer to Access Bank: | *901*1*Amount*Account Number# |
| 7 | Fund Transfer to Other Banks: | *901*2*Amount*Account Number# |
| 8 | Merchant Payment: | *901*3*Amount*Merchant Code# |
| 9 | Bill Payment: | *901*3# |
| 10 | OTP Generation: | *901*4*1# |
UBA Nigeria USSD Codes
Other than sending money from UBA to UBA or any other bank in Nigeria, the UBA USSD Code *919# serves a variety of uses. To transfer money from one UBA account to another, enter the code below. Simply enter the code *919*3*account number*amount#.
To utilize UBA bank mobile banking, you must first register using a registered phone number linked to your bank account.
- From your phone, dial *919#. Follow the instructions on the screen to get your PIN and begin using UBA mobile USSD banking.
Some common banking services available through UBA USSD codes
| S/N | Services | USSD Code |
| 1 | Check UBA Account Balance | *919*00# |
| 2 | Buy Airtime for self | *919*amount# |
| 3 | Buy Airtime for others | *919*phone number*amount# |
| 4 | Transfer money to UBA Account | *919*3*account number*amount# |
| 5 | Load UBA Prepaid Card | *919*32# |
| 6 | Transfer money from UBA to Other banks | *919*4*account number*amount# |
| 7 | Pay Bills | *919*5# |
| 8 | UBA ATM Cardless Withdrawal | *919*30*Amount# |
| 9 | Airline Ticket Menu | *919*12# |
Heritage Bank Nigeria USSD Codes
To transfer money, follow the steps below. You must use a phone number associated with your Heritage bank account.
| S/N | Transaction type | USSD code |
| 1 | Balance Enquiry | *745*0# |
| 2 | Funds Transfer (Intra) | *745*1*Amount*Account Number# |
| 3 | Funds Transfer (InterBank) | *745*2*Amount*Account Number# |
| 4 | Self-Airtime Recharge | *745*Amount# |
| 5 | Third-Party Airtime Recharge | *745*Amount*Mobile Number# |
| 6 | Change PIN | *745*00# |
| 7 | Bet9ja Top-up | *745*222*Bet9jaUserID*Amount# |
GT Bank Nigeria USSD Code
To initiate any transaction using the GT Bank USSD code, dial *737# from the phone number you registered with your account, then follow the on-screen prompts.
| S/N | GT Bank USSD features | GT Bank USSD codes |
| 1 | Create your USSD account | *737*0# |
| 2 | Reactivate your account | *737*11# |
| 3 | Transfer GTB to GTB accounts | *737*1*Amount*NUBANAccount Number# |
| 4 | Transfer funds to other banks | *737*2*Amount*NUBANAccount Number# |
| 5 | Recharge airtime for yourself | *737*amount# |
| 6 | Recharge airtime for others | *737*Amount*Recipient’s number# |
| 7 | Check bank balance | *737*6*1# |
| 8 | Check BVN number | *737*6*1# |
| 9 | Other inquiries | *737*6# |
Zenith Bank Nigeria USSD Code
The Zenith bank USSD code is *966#, and it can be used to open a Zenith account, purchase airtime (both self and third party), transfer funds, check account balance, and update BVN, among other things.
*966# EazyBanking is a simple, fast, safe, and cost-effective method to access your Zenith bank account from your mobile phone without using internet data.
| S/N | Zenith Bank USSD features | Zenith Bank EazyBanking USSD code |
| 1 | Zenith bank code to buy airtime for self | *966*amount# |
| 2 | code to recharge airtime for others | *966*Amount*Mobile Number# |
| 3 | Zenith bank transfer money code | *966*Amount*Account Number# |
| 4 | Check Zenith bank account balance | *966*00# |
| 5 | Code to update Zenith Bank BVN details | *966*BVN# |
| 6 | Manage Zenith cardless withdrawal | *966*60# and select option 7 |
| 7 | Deactivate EazyBanking profile | *966*20*0# |
Wema Bank Nigeria USSD Codes
The official transfer code for Wema bank is *945# and you can complete other necessary commands such as:
| S/N | Transaction type | USSD code |
| 1 | Buy Airtime | *945*phone Number*amount# |
| 2 | Send Money | *945*beneficiaryaccountnumber*amount# |
| 3 | Balance Enquiry | *945*0# |
| 4 | Change PIN | *945*00# |
| 5 | Get your Account Number | *945*000# |
| 6 | Open Account | *945*1# |
| 7 | change account umber | *945*2*oldaccountnumber*newaccountnumber# |
| 8 | Account Reactivation | *945*5# |
| 9 | Send Money to phone/email | *945*6*amount# |
Fidelity Bank Nigeria USSD Code
The Fidelity transfer code is *770#, and it can be used to perform the following transaction:
- Self-recharge: Dial *770*AMOUNT#
- Recharge For A Friend Or Family: Dial *770*PHONE*AMOUNT#
- To transfer funds: Dial *770*ACCOUNT*AMOUNT#
Polaris Bank Nigeria Transfer Code
Polaris Bank’s transfer code is *833#.
To transfer money, dial *833# from your Polaris Bank registered phone number. Dial *833# from your Polaris Bank registered line and follow the steps to input your account number to create a Polaris Bank account PIN. Enter any four-digit number to serve as the PIN.
First City Monument Bank (FCMB) Nigeria USSD Codes
The FCMB USSD mobile banking code is *329#. They only have a few branches in Nigeria, and to use the USSD code, you must visit any FCMB branch or phone their customer service number (+234-1-279-8800) to get your PIN.
- Dial *329*amount# to top-up your mobile phone number
- Dial *329*amount*mobile number# to top-up other mobile number
- Dial *329*amount*account number# to transfer funds.
Sterling Bank Nigeria Transfer Code
Sterling Bank’s USSD mobile banking code is *822#. To transfer money, dial *822# and follow the instructions on the screen.
Customers can transfer money from Sterling Bank to other banks by dialing *822*5*Amount*Account No#. To transfer money from Sterling account to another Sterling bank, dial *822*4*Amount*Account No#.
Keystone Bank Nigeria Transfer Code
The USSD transfer code for Keystone Bank is *7111#. To transfer funds between Keystone Bank accounts, dial *7111*Amount*Account No# and follow the on-screen instructions.
Jaiz Bank Nigeria Transfer Code
You can only top up your mobile number right now. *389*301*Amount# is the code for topping up your Jaiz bank account, for example. To top up your phone with N2,000, dial *389*301*2000# on your registered phone number.
Conclusion
There are quite a number of banks in Nigeria. We hope that this list of Nigerian Bank USSD Codes for the various banks is helpful, and feel free to share with us whether you’ve had any issues with them.