How to Send Money to Any Network (from One Telecom Network to Another).

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Send Money from any network to any network in Uganda

If you are in Uganda, you can now send money to all networks. From Airtel to MTN/Africell, MTN to Airtel/Africell and Africell to MTN/Airtel.

Mobile money transactions having such a boundless scale of exchange bridges a gap that connects all networks and ensures more unlimited money exchange and grows the economy in the long-run.

The costs of sending across MTN and Airtel interchangeably are quite hiked (they are doubled and for some amounts extremely beyond the amount of sending across each independent network), which is quite the opposite for their counterpart Africell who charges the same amount for on-network and other-network transactions.

How to send money from Airtel to other networks.

  • Dial *185#
  • Select Option 1 “Send Money
  • Selection Option 1 to send to “Airtel or other number” or Option 2 to send to “MTN Number
  • Enter the number
  • Enter Amount
  • Enter Reference number (This can be any number)
  • Enter your pin
  • The money shall be sent and a notification message to confirm delivery sent to your phone.

How to send money from MTN to other networks

  • Dial *165#
  • Select Option 1 “Send Money
  • Select Option 1 “Mobile User
  • Enter phone number
  • Enter Amount
  • Enter your pin
  • The money shall be sent and a notification message to confirm delivery sent to your phone.

How to send money from Africell to other networks

  • Dial *144#
  • Select Option 1 “Send Money
  • Select Option 2 “Send to Other Networks” (Particularly MTN)
  • Enter the recipient’s phone number
  • Enter amount
  • Enter your PIN
  • The money shall be sent and you receive SMS confirmation of the transaction with; amount sent, charges, balance, receiver number

How to send money from Africell to a non-registered customer

This is where the airtel customer can receive money from an africell customer

  • Dial *144#
  • Select Option 1 “Send Money
  • Select Option 3 “Non registered user
  • Enter amount
  • Receive a secret passcode by SMS
  • Enter your PIN
  • Confirm the transaction details
  • Communicate the secret passcode to the receiver

Note: The receiver has 15 days to withdraw the amount at any Africell Money Agent

Below are the charges for sending on the different networks

MTN transaction charges when sending Money to other non-MTN networks

Transaction tiers

Sending Money to



Withdraw from Agent

Min – Max


MTN Mobile Money Customer



Non-MTN Mobile Money Customer




500 – 2,500

250

830


330

2,501 – 5,000

500

940


440

5,001 – 15,000

1,000

1,880


700

15,001 – 30,000

1,000

1,880


880

30,001 – 45,000

1,000

2,310


1,210

45,001 – 60,000

1,000

2,310


1,500

60,001 – 125,000

1,600

3,325


1,925

125,001 – 250,000

1,600

4,975


3,575

250,001 – 500,000

1,600

7,175


7,000

500,001 – 1,000,000

2,000

12,650


12,500

1,000,001 – 2,000,000

2,000

22,000


19,800

2,000,001 – 4,000,000

2,000

37,400


35,200

4,000,0001 – 7,000,000

2,000

55,000


49,000

Check out the MTN official website showing the MTN Mobile money transaction fees.

Airtel transaction charges when sending Money to other non-Airtel networks

Transaction tiers

Sending Money to



Withdraw from Agent

Min-Max


Airtel Mobile Money Customer



Unregistered users and/or Non-Airtel Mobile Money Customer 


500 – 2,500

250

1,000

330

2,501 – 5,000

500

1,000

440

5,001 – 15,000

1,000

2,000

700

15,001 – 30,000

1,000

2,200

880

30,001 – 45,000

1,000

2,800

1,210

45,001 – 60,000

1,000

2,800

1,500

60,001 – 125,000

1,500

4,400

1,925

125,001 – 250,000

1,500

8,400

3,575

250,001 – 500,000

1,500

11,000

7,000

500,001 – 1,000,000

2,000

21,000

12,500

1,000,001 – 2,000,000

2,000

40,000

19,800

2,000,001 – 4,000,000

2,000

70,500

35,200

4,000,0001 – 5,000,000

2,000

70,500

49,500

Check out the Airtel official website showing the Airtel money transaction fees.

Africell transaction charges when sending Money to other non-Africell networks

There you have the good news, Africell charges the same amount for sending to Africell and non-Africell networks.

Transaction tiers

Sending Money to



Withdraw from Agent by Africell Customer

Min –Max


Africell and other network (particularly MTN)



Non registered customer


500 – 2,500

250

880

250

2,501 – 5,000

500

880

300

5,001 – 15,000

1,000

1,900

800

15,001 – 30,000

1,000

1,900

820

30,001 – 45,000

1,000

2,800

1,100

45,001 – 60,000

1,000

2,800

1,100

60,001 – 125,000

1,600

4,200

1,300

125,001 – 250,000

1,600

7,700

2,560

250,001 – 500,000

1,600

11,000

4,360

500,001 – 1,000,000

2,000

21,000

8,500

1,000,001 – 2,000,000

2,000

38,000

15,440

NOTE: Withdraw by a non-Africell customer is completely FREE for any transaction.

Check out the Africell official website showing the Africell Money Transaction fees.