Complete guide on using MTN MoMO App

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PC: Google
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MTN MoMo App is a mobile-based app version of your MTN mobile money, an app that allows you to access everything mobile money without necessarily having to dial the endless USSD shortcodes which are difficult to memorize. MTN MoMo app does almost everything you do via dialing mobile money short code *165#, you can view your mobile money balance, pay for bills, access MTN services such as top-ups, send money, buy data bundles, voice bundles, pay ott tax, transfer money to bank among other things all on your MTN momo app.

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In this article, we review the MTN MoMo app, show you how to download, install, and use the mobile app on your smartphone. Let’s take a look at how you can download, install, and use the MTN MoMo app on your phone.

Contents

What’s MTN MoMo App

MTN MoMo App is MTN’s mobile app for mobile money and was part of the MyMTN App before it was separated and made into two different apps. The MTN MoMo App allows you to do a lot of different things you would have done via mobile money USSD but this time visually.

Download & Install MTN MoMo App

  • You can download MTN MoMo App on play store for android users and apple store for iPhone users.
  • After downloading this app, open it and you’ll be required to choose your country for first time users.
  • Then enter your MTN mobile money phone number and tap Next
  • Enter your mobile money pin to access your account via the app
  • The app will take you to the next screen where an OTP verification code will be sent to verify the phone number belongs to you.
  • Once verification is successful, you’ll be logged in to your MTN mobile money account via the MTN MoMo app and can do as many things as you want.
Login & register MTN MoMo app

The next section will take you through how to use MTN MoMo App on your smartphone for your mobile money services.

How to use MTN MoMo App

You can use MTN MoMo app for different things such as View recent transactions, pending approvals, send money, access MTN services such as airtime, minutes, use MoMo pay for shopping, see the statement of all your recent transactions, Bill payments, pay ott tax and many other things. In this section, we look at each of these uses individually.

How to view mobile money transactions history

To view recent transactions & pending Approvals history on MTN MoMo app, follow the simple procedures below:-

  • Tap on My Account at the bottom
  • You’ll be taken to accounts section, where you can view your Recent Transactions and pending Approvals
view mobile money transactions history MTN MoMo app

Sending Money via MTN MoMo App

To send money via MTN MoMo App, follow these simple procedures below:-

  • Open your MTN Momo App
  • Tap the send button on your home screen
  • Select option of your choice of where you would like to send money
    • Send Money to mobile user
    • Send money out of Uganda
    • Bank transfers
  • Enter the phone number of the person you would love to send money, amount to send, and enter reason & tap send button.
Sending Money via MTN MoMo App

Send money out of Uganda

To send money out of Uganda using MTN MoMo App, follow the procedures below:-

  • Open your MTN MoMo App
  • Tap the send button
  • Select option Send money out of Uganda
  • In Out of Uganda screen, select the country and send money
Send money out of uganda using MTN MoMo app

Transfer money to bank from MTN mobile money

To transfer money from your mtn mobile money account to bank account, follow the procedures described below:-

  • Open your MTN MoMo App
  • Tap the send button
  • Select option Bank transfers
  • Select Bank Deposit
  • Choose your bank from the available list
  • If your mtn number is associated to that bank, you’ll see your bank account, tap on it
  • Enter how much you need to transfer and tap Transfer button
Transfer money to bank from mobile money using MTN MoMo app

Withdraw money from bank account to mobile money

To withdraw money from bank account to mobile money, follow the simple procedures below:-

  • Open your MTN MoMo App
  • Tap the send button
  • Select option Bank transfers
  • Select Bank Withdrawal
  • Select your bank from the list of banks you can withdraw from and go on to withdraw money from the bank to your mobile money account.
Withdraw money from bank account to mobile money

Access MTN Services via MTN MoMo App

Using MTN MoMo app, you can as well access MTN services. Follow procedures below to see how to do this:-

  • Tap Topup on MTN services tab to buy
    • Work From Home bundles
    • Airtime
    • Data
    • Voice Bundles
    • Gaga time
    • My Paka Paka bundles
    • WakaNet
    • Combos
    • Freedom bundles
    • Pay MTN Bill
    • Internet Plus OTT Bundles
    • And many others
Access MTN Services via MTN MoMo App

You can buy data, airtime, or voice bundles for yourself or for another MTN phone number using the procedures above.

Pay for your shopping, goods & services

  • Tap Bill payments Pay button
  • Select Goods and Services
  • Select merchant, you want to pay
  • Continue to payout, enter amount and reference then tap Pay
Pay for your shopping, goods & services

How to pay for Bills using MTN MoMo App

You can use MTN MoMo app to pay for Bills, to do this follow our simple procedures below

  • Tap on Bill Payments to pay your Yaka, NWSC, Taxes, School Fees & TV subscriptions.
How to pay for Bills

Fees Calculator

  • Tap on Fees Calculator to view transaction fees any MoMo transaction you want to make will charge.
Fees Calculator

How to Schedule transactions

To schedule transactions on MTN MoMo

  • Open MTN MoMo app
  • Under view more options section, tap Schedule icon
  • Select transaction your would love to schedule for
    • Transfers
      • On tapping transfers, enter phone number
      • How much you want to transfer
      • Reason and date & frequency for transfers
    • Payments
      • Select merchant
      • Enter amount & reference
      • Specify when payment will be made and tap schedule
How to Schedule transactions

You can also view Scheduled Transfers & scheduled payments under the schedule section.

Pay OTT tax

  • Open MTN MoMo app
  • Under view more options section, tap OTT Tax
  • Choose if the OTT you want to buy is for You or others
  • Select OTT tax package of your choice
  • Confirm payment and tap Complete button
pay ott tax using MTN MoMo app

How to Donate Via MTN MoMo app

  • Open MTN MoMo app
  • Under view, more options section, tap Donate
  • Select Whom you would like to donate too.
  • Enter the amount you want to Donate
  • Enter reason and tap Send button
How to Donate

Pay for Goods & Services with MoMo Pay

  • At the bottom center, tap the MoMo pay yellow button
  • You can pay for goods & services at any of the authorized momo pay merchants by simply tapping & scanning QR code or entering MoMo Merchant ID and continuing to payout.
Pay for Goods & Services with MoMo Pay

View Balances

  • Open MTN MoMo App
  • Under view more options section, tap My Balance and you’ll be able to view your outstanding balances for Airtime, data bundles, minutes & others.
View  Balances

Savings & loans

With MTN MoMo App, you can view your saving & loans details by tapping Savings & loans.