How to easily apply and get payoneer MasterCard at your door steps .

apply for payoneer mastercard
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Applying for a Payoneer MasterCard account is this easy. All you have to do is follow the steps in this article. Create a Payoneer account via a referral sign-up link and get a $25 bonus.

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You’ll need a bank account to sign up for a Payoneer card but either way, if you don’t have one, you can still sign up for Payoneer without a bank account. Pretty First, simple, and Free.

Your complete step by step guide to get a payoneer prepaid MasterCard anywhere you’re.

How can you easily create and sign up for a payoneer account.

Your complete everything you needed to know about payoneer prepaid MasterCard today.

How to get payoneer mastercard

So Payoneer MasterCard is one of those preferred and best alternatives for PayPal among online freelancers, webmasters, bloggers, and everyday people looking for a reliable, simple, and secure payment system online.

Payoneer does not only allow you to send and receive money, but you can also easily get quick payment from popular websites such as Upwork, freelancer, e-commerce platforms such as Amazon, eBay, Alibaba, Ad Networks such as MGID, Infolinks, AdNow at a very cost-effective rate.

Do you still need to try it out?

Well, this article is going to help you apply and get a Payoneer prepaid card the right way ( Free ).

Why You should consider applying for Payoneer card using our referral link.

If you have never used a Payoneer Mastercard before, then you probably didn’t know this.

Payoneer charges a flat fee of 30$ to activate your Payoneer prepaid card upon shipping.

However, using our referral link will credit you an inertial bonus deposit of 25$ which you can count on during your card activation.

I think surely that’s awesome.

Note: Payoneer ships your prepaid card free of charge.

So let’s get our hands dirty and understand how you can apply and get a Payoneer MasterCard shipped to your doorsteps in three weeks wherever you’re.

Point to note ;

Here is a list of some online services that allow you to use Payoneer accounts to receive and pay for products online:-

  • Amazon
  • Upwork/Elance
  • Freelance
  • Fiverr
  • Infolinks
  • MGID
  • ADNow
  • 99Designs
  • Envato
  • RevenueHits
  • PropellerAds
  • CJ Affiliate Program
  • Avangate
  • ShareAsale etc

How to create a payoneer account the right way ?

So before we get to know how you can order for Payoneer prepaid card to your hometown or wherever you’re, you need to fulfill some of the following requirements.

Requirements you should consider before applying for Payoneer Prepaid card.

Before you sign up for Payoneer MasterCard, you’ll need to ensure you have the following requirements;

  • Payoneer requires all its users to be at least 18 years of age , otherwise you won’t be eligible
  • A local bank account is paramount in this case , it allows you to deposit and withdraw cash from your payoneer account in some countries .
  • You must have a legal or scanned document of your National ID or Passport ID or Driver’s License . You can either scan or take a picture of any of the above documents .
  • A valid shipping address is necessary i.e the address you provide will be used to ship your payoneer MasterCard . P.O Box addresses are better .
  • You should be in a country where payoneer MasterCard is accepted . Check list below to identify whether your country is accepted .
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Important Points to note :

List of countries where Payoneer MasterCard is accepted.

Afghanistan, Argentina, Australia, Bangladesh, Austria, Belgium, Bhutan, Brazil, Cambodia, China, Denmark, Egypt, Ethiopia, Fiji, Finland, France, Ghana, Greece, Guam, Haiti, Hong Kong, Hungary, India, Italy, Kenya, Korea, Nepal, Malaysia, Mexico, Mongolia, Morocco, Netherlands, New Zealand, Pakistan, Philippines, Norway, Qatar, Romania, Singapore, South Africa, Sri Lanka, Taiwan, Thailand, Russia, Turkey, UK, Uruguay, Vietnam, Yemen, Zimbabwe, etc.

Step by Step guide to apply for payoneer MasterCard

Procedure one :

Use our referral link below to get started signing up for a Payoneer account.

Sign Up for Payoneer MasterCard & get $25

Payoneer mastercard website homepage

Procedure two :

sign up payoneer mastercard

After clicking the above details, you’ll need to select sign up and fill in the following details.

  • Personal Details such as Name , Surname , Email address , Date Of Birth ( Ensure that these details match with your government ID )
  • Your Home Address or Contact details i.e country , street address , city , zip code (all should at least match with your government ID )
  • Security Details such as Email address , new password (for login ) , security question (Choose one from drop down list and provide answer ). Remember you shouldn’t forget this question .
select date payooner

Procedure three :

Procedure three

Next, you’ll be taken to another page where you’ll be required to fill in your personal ID & shipping details.

Government ID details :

  • Select type of government ID you’ll use for payoneer verification in list .
  • Drivers License or Passport ID or national ID
  • Fill in these details in the form shown . ( Be extra careful as you fill in this part)

Shipping Details:

  • Click on the checkbox- “shipping address” (IF DIFFERENT FROM HOME ADDRESS)
  • Fill in: Name, country, shipping address (Recommended: write PO BOX number here if you have one), postal code, phone number, mobile number .

Note: The shipping address option must be selected if you don’t have a mailbox at your home and you want to ship to the General Post Office (for example- Accra in the case of Ghana)

Secondly, ensure that you’re address is correct. Otherwise, your card will get lost during delivery.

Procedure Four :

Enter details to open up payoneer

Select terms and conditions and click Submit. Your Payoneer prepaid MasterCard will be shipped to your home address in procedure 3 . However note, you won’t be in a position to login into your account until procedure 5 is complete.

Procedure Five :

Application approved

Payoneer takes around 3 days to review your application and will notify you via email whether you’ve been accepted or declined. If your successful, the accounting department will send you a congratulatory email.

At this point, you’re free to log in to your Payoneer card.

Point to Note:

Sometimes before approval, Payoneer may request you to submit a scanned document of your government ID whose details you entered in the application form.

Payoneer MasterCard will provide you a link to upload this document.

  • Click on the upload link >> Select Document Type >> Upload your scanned ID >> Click Upload

After approval, it will take Payoneer 2-3 weeks to ship the prepaid MasterCard to your Postal Address. I checked my PO BOX after three weeks and it was sitting there in a neat envelope with my name and address.

Now that you have your Payoneer MasterCard in your hand. You can log in to your Payoneer account and activate it. Simply go to My Account >> Activate Card. Enter your MasterCard number and enter a new 4 digit pin code that you will use to withdraw cash from your local ATM.

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It is that simple, you can get Payoneer MasterCard free of charge shipped to your home address today wherever you’re.

So at this stage, you need to ensure that the Postal address you gave is valid or you’ve access to it. Sometimes a lot of MasterCard are misplaced on postal stations because of incorrect addresses.

If you still haven’t received your MasterCard yet, don’t worry about it. Go through the application process once more- this time a little more carefully.

Payoneer Frequently Asked Questions

How do i withdraw money from payoneer account ?

Payoneer allows you to withdraw money from your Payoneer account from the nearest local ATM that supports MasterCard. ( ATM will have MasterCard logo )

Indian Payoneer users won’t get the Payoneer MasterCard but they’ll have the option to withdraw funds directly from their Payoneer account to their local bank account.

Payoneer has also recently added the local bank transfer service for Bangladeshi Payoneer users.

Is Payoneer Free ?

Yes, the application process for the Payoneer MasterCard account is absolutely free of charge. However, you’ll need to load money into your Payoneer account in order to activate the MasterCard.

Payoneer charges an activation and yearly maintenance fee equivalent to 30$. So you need to have some funds to activate your account.

Can I transfer money from payoneer account to my local bank account ?

Yes, you can easily transfer money from your Payoneer account to a local bank account using the Payoneer local bank transfer service.

This service allows you to add your local bank account to Payoneer. After your bank is successfully added, you can start sending or crediting funds directly to your local bank.

The money will be deposited in your local currency but you can also choose to send USD if you have a USD account.

The minimum withdrawal amount to a bank account is $50 and there is no specific maximum amount.

How long does it take to get an Approved Payoneer Account?

Payoneer takes between 3 to 7 working days to review applicants’ information. Once the application process is successful, you’ll receive an email notification about your application status.

Can i withdraw money from Upwork, freelance & other platforms using payoneer card ?


Payoneer allows you to withdraw or receive money from over a thousand marketplaces online including Fiverr, Upwork, Freelance, Amazon, and many others.

Besides withdrawing earnings you can use MasterCard to purchase products and services from the internet.

Payoneer charges $3 for a 3-day transaction or $5 to process your transaction in the next 3 hours.

Is Payoneer $25 Bonus Real? How Can I Get it?

To get Payoneer $25 Bonus in your Payoneer account, use our sign-up link below.

Sign Up for Payoneer

Payoneer gives $25 to users who sign up through a referral link like that above.

Is Payoneer MasterCard available in my Country?

Payoneer is available in many countries. Some Payoneer available countries include:-

Afghanistan, Argentina, Australia, Bangladesh, Austria, Belgium, Bhutan, Brazil, Cambodia, China, Denmark, Egypt, Ethiopia, Fiji, Finland, France, Ghana, Greece, Guam, Haiti, Hong Kong, Hungary, India, Italy, Kenya, Korea, Nepal, Malaysia, Mexico, Mongolia, Morocco, Netherlands, New Zealand, Pakistan, Philippines, Norway, Qatar, Romania, Singapore, South Africa, Sri Lanka, Taiwan, Thailand, Russia, Turkey, UK, Uruguay, Vietnam, Yemen, Zimbabwe, etc.

Check: Payoneer MasterCard supported Countries. If your country is not on the list of MasterCard-approved countries, you may still be able to sign up for Payoneer to collect earnings and then transfer the funds directly to your bank account.

Can I use Payoneer MasterCard to purchase Hosting, domain $ Google cloud services ?

Yes, Payoneer MasterCard is supported by almost all online marketplaces like Walmart, Best Buy, Alibaba, Amazon cloud, play store, Google cloud, Godaddy, BlueHost, Hostgator, and many others.

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These platforms allow the use of Payoneer MasterCard as a payment method.

How long does it take to receive the Payoneer MasterCard?

Once your application form has been fully reviewed and accepted, your Payoneer MasterCard is manufactured and shipped to your address.

It takes 12 working days to ship Payoneer MasterCard for users in the US and 28 days to those abroad. On average it takes 3 weeks to receive Payoneer MasterCard on your doorsteps.

How much does it cost to ship payoneer MasterCard ?

Payoneer does not charge any amount to ship a MasterCard to your address. The process is absolutely free.

However, you need to ensure that the postal address you provided is valid and correct. Sometimes the local postal may cause additional delays.

If you don’t want to wait too long, you can receive the card via expedited shipping through services like FedEx and DHL. However, this will cost you an extra charge.

If you want to use expedited shipping you can contact Payoneer customer support for the instructions.

What next? I’ve received my Payoneer MasterCard.

shipped payoneer mastercard

Open the envelope and carefully pull out the MasterCard from the paper to which it is attached. Keep the Payoneer document safe because it has instructions for what to do if your card gets lost or damaged.

Now, login to your Payoneer account, go to My Account >> Activate Card.

Enter your MasterCard number and enter a new 4 digit pin code that you will use to withdraw cash from your local ATM.

Keep this Pin Code saved in your computer or write it down On paper and put it in your safe. You can change the pin code anytime by logging into your account.

What is the fee for activating a Payoneer MasterCard?

Payoneer charges a yearly maintenance fee of $30. So in order to activate your card, you’ll need to load some funds into your account.

However, If you signed up using our link above you’ll get $25 which can help settle part of the maintenance fee.

What are the fees associated with Payoneer MasterCard?

Payoneer has got a few common fees associated with their service i.e a yearly card maintenance fee, ATM fee, and immediate load.

Payoneer has other fees charges that you can check out under the fees charge section in your Payoneer account.

How fast can I load money into my MasterCard?

You have two options to load money into Payoneer MasterCard i.e standard load and immediate load.

The standard load takes 2 days to load money into your account while the immediate load takes 3 hours to process the transaction.

Where can i find Payoneer MasterCard supported local ATMs ?

Check for your local ATMs with the MasterCard logo. All ATMs with this logo allow withdrawal from the Payoneer account.

How best can I minimize Payoneer MasterCard fees?

Failed Payoneer transactions carry a fee. So make sure you do not try to withdraw more than your current balance.

Always use the Payoneer MasterCard for direct purchases online or in local stores. Payoneer does not charge such transactions because the merchants pay the fee.

Check to see if the local bank charges extra “processing fees”. Some banks charge extra for MasterCard transactions while others charge nothing. Payoneer already charges you some fee per ATM transaction and if you’re charged extra by the local ATM, the total withdrawal fee can even go as high as $10- depending on the amount of cash you withdraw. Therefore, choose an ATM with maximum withdrawal and minimum fee.

Because you will be charged a certain fee each time you withdraw cash from an ATM, choose an ATM that has the maximum withdrawal limit. For example- One bank might have a $100 limit per transaction others may give you up to $500 or more. Some banks even have a per-day withdrawal limit of just $100.