5 Best Virtual Cards for Online Payments

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Curious about which virtual cards excel in online payments and which one might suit your needs best? You’ve come to the right place! Explore the top virtual card services for online transactions, including media buying on platforms like Google Ads, Facebook Ads, TikTok Ads, and more.

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Many virtual card services allow you to spend your crypto at regular stores, making this article appealing not only to online shoppers and media buyers but also to crypto enthusiasts. We’ve prepared a ranking of virtual cards starting from the most highly rated, along with detailed explanations of our ratings. Let’s dive in!

### 1. LinkPay.io – The Next-Gen Virtual Card Solution

![LinkPay](https://i0.wp.com/35.195.75.175/wp-content/uploads/2025/06/word-image-68692-1.png?resize=696%2C418&ssl=1)

Starting our review, [LinkPay.io](https://linkpay.io/ugtrat) offers a diverse array of features and trusted solutions tailored to meet the needs of businesses and individuals. Rumored to be the creation of former executives from major financial corporations, LinkPay brings several game-changing advantages to the market.

**Overall, LinkPay provides a secure platform for spending your crypto in any store (just like regular payment cards) with a 3% cashback on all purchases!** The platform is user-friendly, offers global reach and scalability, and has a customer-centric approach.

#### Key Features and Services:
– Pay for any goods and services, including popular platforms such as Google Ads, Facebook Ads, Twitter Ads, Bing Ads, TikTok Ads, Taboola, Amazon, Airbnb, OpenAI, DigitalOcean, Midjourney, Netflix, Spotify, World of Warcraft, and Steam, among others.
– Virtual cards for seamless transactions, with no decline fees, deposit charges, or high withdrawal thresholds.
– Manage your team’s expenditures effortlessly, with the ability to issue countless virtual credit cards and oversee business expenses with ease.
– LinkPay provides a sophisticated access control system that regulates functions like card issuance, sets spending limits for different users, and grants access to transaction history.
– Dive into LinkPay’s Merchant feature, which allows you to easily pay and receive payments on your website, whether in crypto or fiat currencies, through a simple frame. No special skills are required, and installation takes approximately an hour.
– The best part? **The platform runs its own affiliate program**, so you can easily score $100+ for every user you bring in.
– The service regularly runs social media contests. Stay tuned to their social media accounts on [Telegram](https://t.me/linkpay_en); [X](https://twitter.com/golinkpay); [Facebook](https://www.facebook.com/golinkpay); [Instagram](https://www.instagram.com/golinkpay); [LinkedIn](https://www.linkedin.com/company/golinkpay) if you want to grab a freebie.

![LinkPay](https://i0.wp.com/35.195.75.175/wp-content/uploads/2025/06/word-image-68692-2.png?resize=696%2C372&ssl=1)

**Our Verdict:**
– Conditions: 10/10
– User-Friendliness: 9/10
– Customer Support: 10/10
– Unique Features: 9/10
– Adaptability of the Solution: 10/10

[LinkPay.io](https://linkpay.io/ugtrat) is undoubtedly one of the best virtual card services, offering an unparalleled combination of features, user-friendliness, and customer support.

### 2. MyBroCard – Tailor-Made for Media Buying Activities

![MyBroCard](https://i0.wp.com/35.195.75.175/wp-content/uploads/2025/06/word-image-68692-3.png?resize=696%2C276&ssl=1)

MyBroCard is a payment card service designed specifically for media buying activities. The platform dishes out cutting-edge financial solutions to streamline your advertising campaigns.

With a broad client base of media buying experts and web gurus worldwide, this company has earned significant trust.

The service prides itself on its user-centric approach. An intriguing feature, however, is its **integration with various advertising platforms and affiliate networks, which could prove beneficial for some users**.

#### Key Features of MyBroCard:
– First 50 cards are free, with a cost for additional cards;
– Dedicated customer support team;
– Teamwork tools;
– Instant card issuance;
– USA BIN.

**Our Verdict:**
– Conditions: 8/10
– User-Friendliness: 7/10
– Customer Support: 9/10
– Unique Features: 5/10
– Adaptability of the Solution: 3/10

**MyBroCard** is a solid choice for media buyers, offering a range of features and dedicated customer support. However, its adaptability is limited, and it doesn’t stand out in terms of unique features.

### 3. Capitalist CardsPRO – A Decade of Mastery in Affiliate Marketing

![Capitalist CardsPRO](https://i0.wp.com/35.195.75.175/wp-content/uploads/2025/06/word-image-68692-4.png?resize=696%2C396&ssl=1)

CardsPro is a service orchestrating the issuance and management of virtual cards from the illustrious Capitalist payment system. With extensive expertise in the affiliate marketing realm, this company stands as a beacon of proficiency.

Crafted for media-buying teams navigating the labyrinth of advertising campaigns and web-tool transactions across various platforms, users can fund their balance using both fiat currencies and cryptos.

#### Key Features of Capitalist CardsPRO:
– **Unlimited card issuance within a single CardsPro account**, with the option to issue them individually or in bulk as per your requirements.
– Flexible balance options, with the ability to top up each card individually or link multiple cards to a single balance for streamlined management.
– Users can fund their CardsPro accounts by topping up the associated Capitalist account through various means, including bank transfers, cryptocurrencies, or affiliate network payouts.
– Personalized conditions for VIP clients, with tailored terms and unique perks.
– Team collaboration is facilitated through the Team mode feature, which allows you to manage and allocate cards among team members.
– Dedicated support from experts in affiliate marketing is available to help you with any issues or questions.
– Access to detailed work statistics within your personal account, enhancing performance tracking and optimization opportunities.

**Our Verdict:**
– Conditions: 7/10
– User-Friendliness: 8/10
– Customer Support: 8/10
– Unique Features: 6/10
– Adaptability of the Solution: 7/10

**Capitalist CardsPRO** is a strong contender in the virtual card space, offering a range of features, flexible funding options, and dedicated support. Its unique features and adaptability make it a good choice for affiliate marketers and media buyers.

### 4. PST.NET – A Plethora of BINs for Online Advertising, Affiliate Marketing, and Shopping

![PST.NET](https://i0.wp.com/35.195.75.175/wp-content/uploads/2025/06/word-image-68692-5.png?resize=696%2C451&ssl=1)

PST.NET is a platform that offers virtual cards for online advertising, affiliate marketing, and shopping. While the company boasts about having the most extensive array of BINs, only a few BINs are currently available to the average user.

#### Key Features of PST.NET:
– Enhanced security features to protect users from fraud and potential risks.
– A variety of funding options, including cryptocurrencies like Bitcoin and Tether, as well as debit/credit cards.
– **Minimum withdrawal threshold and a waiting period for processing withdrawals**.
– A dedicated support team is available to help you with any issues or questions.
– 3D secure cards ensure that payment security reigns supreme, empowering users to traverse the global transaction landscape with peace of mind and confidence.

**Our Verdict:**
– Conditions: 8/10
– User-Friendliness: 9/10
– Customer Support: 7/10
– Unique Features: 5/10
– Adaptability of the Solution: 5/10

**PST.NET** offers a range of features and funding options, as well as enhanced security features. However, its adaptability is limited, and the customer support experience could be improved. Additionally, the minimum withdrawal threshold and waiting period may not be ideal for all users.

### 5. EPN.NET – A Dedicated Solution for Affiliate Teams

![EPN.NET](https://i0.wp.com/35.195.75.175/wp-content/uploads/2025/06/word-image-68692-6.png?resize=696%2C289&ssl=1)

EPN.NET is a platform that offers virtual cards tailored for affiliate teams, allowing them to manage expenses and dodge potential bans.

#### Key Features of EPN.NET:
– US cards are tailored for media buying, **with unique cards for each ad account at no cost.**
– Cashback is offered on certain deposit fees, although this may come with some risk.
– Free card issuance is **available without quantity restrictions**, and the **minimum top-up amount is required.**
– Access to multiple US BINs is provided, with an ordinary top-up fee and some hidden fees.
– Responsive support is available on Telegram to help you with any issues or questions.

**Our Verdict:**
– Conditions: 7/10
– User-Friendliness: 8/10
– Customer Support: 7/10
– Unique Features: 8/10
– Adaptability of the Solution: 7/10

**EPN.NET** offers a range of features, including cashback and free card issuance, as well as responsive customer support. Its unique features make it a good choice for affiliate teams. However, the top-up fees and hidden fees may not be ideal for all users.

### What are the benefits of using virtual cards?

Virtual cards offer several benefits, including:
– Enhanced security: Virtual cards can be used for one-time transactions or have a limited spending amount, which can help reduce the risk of fraud and unauthorized charges.
– Improved budgeting and expense management: Virtual cards can be issued for specific purposes or departments within a company, making it easier to track and manage expenses.
– Increased flexibility and convenience: Virtual cards can be issued and accessed instantly, eliminating the need to wait for a physical card to arrive in the mail. They can also be used for online transactions without the need for a physical card.
– Access to crypto spending: Some virtual card platforms allow you to use cryptocurrencies to fund your virtual card, making it easier to spend your crypto assets in the real world.

### How do I choose the best virtual card platform for my needs?

When evaluating virtual card platforms, consider the following factors:
– **Features and services:** Does the platform offer the features and services you need, such as crypto funding, team management, or expense tracking?
– **User-friendliness:** Is the platform easy to navigate and use, or does it require a steep learning curve?
– **Customer support:** Does the platform offer reliable and responsive customer support, and are there multiple channels for reaching out (e.g., email, phone, live chat)?
– **Unique features:** Does the platform offer any unique or innovative features that set it apart from the competition?
– **Adaptability:** Does the platform cater to your specific use case or industry, and can it grow and evolve with your changing needs?
– **Fees:** Carefully review the fee structure of each platform, as fees can vary widely and impact the overall cost of using virtual cards.

By considering these factors and conducting thorough research, you can find the best virtual card platform for your needs and make the most of the benefits that virtual cards have to offer.

**Thanks for reading!**